Critical Illness Insurance

Critical Illness Insurance provides cash payment when critical illness is first diagnosed. The plan can pay 100% of cash benefit (you can choose from $5,000 to $100,000) for critical illnesses including invasive cancer, heart attack, stroke, kidney failure, coma, blindness, deafness, major organ transplant, paralysis, loss of limb, major burns.

The plan pays 25% of the cash benefit in the event of coronary artery bypass graft, cancer that has not spread, advanced Alzheimer’s & heart valve surgery.

One can use the cash payout as one chooses – use it for everyday expenses, medical bills or just anything. The plan also includes a term life insurance benefit (you can choose from $2,500 to $200,000) as a part of the package. The plan can be purchased for a 10 or 20 year period.